– versus –                                      CIVIL CASE NO. ____________

                                                                     Declaration of Nullity of








This Judicial Affidavit of Maria Clara Mercado-Rizal,  the Petitioner,  is executed to serve as her direct testimony in the instant case.

This Judicial Affidavit is being offered to prove:

A)                 All the allegations in the Petition including all annexes appended thereto and which were already marked as exhibits during the Pre-Trial of this case;

B)                 All other related matters, facts and circumstances relevant and material to this case.

This Judicial Affidavit was taken at the office of Atty. Josefino S. Enrile  at Unit 7827,  RCB Tower, 108 Legaspi St., Legaspi Village, Makati City.

Questions were propounded by Atty. Josefino S. Enrile  and these questions are numbered consecutively and each question is followed by the answer of the witness.

1.     Do you swear to tell the truth and nothing but the truth?

I do.

2.       Are you aware that you may face criminal liability for false testimony or perjury if you will not tell the truth?

I am.

3.       Please state  your name, age address and occupation?

I am Maria Clara Rizal Mercado, 51 years old, married, and residing at 313 Santol Road, Makati City.

4.    Are you the same Maria Clara Rizal Mercado,  the Petitioner in this case?


5.       Do you know the Respondent in this case, Mr. Felix P. Rizal?

Yes, he is my husband.

. . . . . . . . . . . . . . .

Affiant further sayeth naught.



SUBSCRIBED AND SWORN to before me this _______________ at _______________, Affiant exhibiting to me her Passport bearing No. SS12345678 issued on 8/9/12 and expiring on 8/8/17.

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I hereby state, under oath, that I faithfully recorded the questions I asked and the corresponding answers that the witness gave and that neither I nor any other person present or assisting me has coached the witness regarding the latter’s statement.

                                                          ATTY. JOSEFINO S. ENRILE

SUBSCRIBED AND SWORN to before me this _______________ at Makati City, Affiant exhibiting to me his driver’s license bearing No. N11-82-030573 expiring on 09/08/2013.

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Copy Furnished:

Office of the City Public Prosecutor

Makati City



This GUARANTEE dated this 24th day  of June  2011.



FROM:     ABC CORPORATION (The “Guarantor”)


TO   :       XYZ BANK   (The “Lender”)


RE   :       DEF COOPERATIVE  (The “Debtor”)



IN CONSIDERATION OF the Lender extending future credit from time to time to the Debtor, and other valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the Guarantor, guarantees the prompt, full and complete performance of any and all present and future duties, obligations and indebtedness (the “Debt”) due to the Lender by the Debtor, under the terms of certain debt agreements (the “Agreement”) and under the following terms and conditions:

  1. The Guarantor guarantees that the Debtor will promptly pay the full amount of principal and interest of the Debt as and when the same will in any manner be or become due, either according to the terms and conditions provided by the Agreement or upon acceleration of the payment under the Agreement by reason of a default.
  2. The Guarantor agrees not to pledge, hypothecate, mortgage, sell or otherwise transfer any of the Guarantors assets without the prior written consent of the Lender.
  3. To the extent permitted by law, the Guarantor waives all defenses, counterclaims or offsets that are legally available to the Guarantor with respect to the payment of the Debt of the Debtor.
  4. The Lender is hereby authorized at any time, in its sole discretion and without notice, to take, change, release or in any way deal with any security securing the Debt without in any way impairing the obligation of the Guarantor.
  5. The Lender will be under no obligation to collect or to protect any such security or the Debt, and its neglect or failure to collect or protect the security or the Debt is excused. Acceptance of the Guarantee is waived.
  6. The Lender may grant extensions of time or other indulgences and otherwise deal with the Debtor and with other parties and securities as the Lender may see fit without in any way limiting or lessening the liability of the Guarantor under this Agreement.
  7. Any impairment of the security, which the Lender may from time to time hold as security for the Debt, will in no way operate to discharge the Guarantor in whole or in part, it being specifically agreed that the Lender is not required to exercise diligence to enforce its rights against the Debtor.
  8. The Lender may release, surrender, exchange, modify, impair or extend the periods of duration or the time for performance or payment of any collateral securing the obligations of the Debtor to the Lender, and may also settle or compromise any claim of the Lender against the Debtor or against any other person or corporation whose obligation is held by the Lender as collateral security for any obligation of the Debtor or the Lender.
  9. This Guarantee is for the use and benefit of the Lender, and will also be for the use and benefit of any subsequent Lender to whom the Lender may assign this Guarantee.
  10. The liability of the Guarantor will continue until payment is made of every obligation of the Debtor now or later incurred in connection with the Debt and until payment is made of any loss or damage incurred by the Lender with respect to any matter covered by this Guarantee or any of the Agreement.
  11. The Guarantor further waives all rights, by statute or otherwise, to require the Lender to institute suit against the Debtor, and to exercise diligence in enforcing this Guarantee or any other instrument.
  12. All present and future indebtedness of the Debtor to the Guarantor is hereby assigned to the Lender. All monies received by the Guarantor from the Debtor will be received in trust for the Lender and upon receipt are to be paid over to the Lender until such time as the Debt owed by the Debtor has been fully paid and satisfied.
  13. The Guarantor represents that at the time of the execution and delivery of this Guarantee nothing exists to impair the effectiveness of this Guarantee.
  14. All of the Lender’s rights, powers and remedies available under this Guarantee and under any other agreement in force now or anytime later between the Lender and the Guarantor will be cumulative and not alternative, and will be in addition to all rights, powers and remedies given to the Lender by law or in equity.
  15. The Lender may, at its option, proceed in the first instance against the Guarantor to collect the obligations covered by this Guarantee without first proceeding against any other person, firm or corporation and without resorting to any property held by the Lender as collateral security.
  16. All pronouns will include masculine, feminine and/or neuter gender, single or plural number, as the context of this Guarantee may require.
  17. This Guarantee is made pursuant to the laws of the State ofWisconsin. In the event that this Guarantee must be enforced by the Lender, all reasonable costs and expenses, including attorney’s fees, incurred by the Lender will be paid by the Guarantor.
  18. The invalidity or unenforceability of any one or more phrases, sentences, clauses or sections in this Guarantee will not affect the validity or enforceability of the remaining portions of this Guarantee or any part of this Guarantee.
  19. No alteration or waiver of this Guarantee or of any of its terms, provisions or conditions will be binding upon the Lender unless made in writing over the signature of the Lender or its representative.
  20. Words of “Guarantee” contained in this Guarantee in no way diminish or impair the absolute liability created in this Guarantee.
  21. Any notice to be given to the Guarantor may be sent by mail, telephone, fax, email or otherwise delivered to the address provided below.

Phone No.:       ____________________________

Fax No.:   ____________________________


IN WITNESS WHEREOF the Guarantor hereunto affix its signature this ______________________ atMakatiCity.







_____________________           _____________________



Republic of thePhilippines)

MakatiCity                          ) SS.


BEFORE ME, a Notary Public in and forMakati City,Philippines, this ___________________ personally appeared:

Name:                              Passport No.    Date/Place Issued

_________________            _______________       _____________________

known to me to be the same person who executed the foregoing instrument and he acknowledged to me that the same is her free and voluntary act and deed.

IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my notarial seal on the date and at the place first above written.

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MAKATICITY                              ) S.S





I,      KIM PARK, South Korean, born on June 25, 1970,and of legal age, with residence/office address at87 Santol St.,  AyalaAlabangVillage,MuntinlupaCity, after being duly sworn in accordance with law, hereby depose and certify that:


1.     _______(write Signature in Korean Script)_________ is my Korean signature and is the specimen that appears in my valid identification cards, while ___write Signature English Script­­­____ is my English signature.


2.     Both specimens, as displayed above, are being used by me as my signatures.


3.     I execute this Sworn Statement to attest to attest to the truth of the foregoing and in   connection with the Bank’s requirement to present an English signature aside from my Korean signature.




                                                        KIM PARK



SUBSCRIBED AND SWORN TO before me this _______ day of  ____________ affiant exhibiting to me his Passport bearing No. _____________ issued on _________________ at __Quezon City_  .




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