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RIVERA HAS A CURRENT ACCOUNT. SHE OPENED A SAVINGS ACCOUNT WHICH SHALL AUTOMATICALLY TRANSFER MONEY TO HER CURRENT ACCOUNT. A CHECK ISSUED BY LK FISHING WAS PRESENTED FOR DEPOSIT AT THE SAVINGS ACCOUNT. PBCOM DEPOSITED IT. BUT WHEN IT RECEIVED A STOP PAYMENT ORDER FROM LK FISHING IT REVERTED BACK THE DEPOSITED AMOUNT IN THE SAVINGS ACCOUNT. THUS WHEN RIVER’S CHECK WAS PRESENTED TO HER CURRENT ACCOUNT THE CHECK WAS DISHONORED BECAUSE THE FUND IN THE SAVINGS ACCOUNT WHICH AUTOMATICALLY WOULD FUND THE CURRENT ACCOUNT WAS ALREADY REVERTED BACK TO THE ACCOUNT OF LK FISHING. RIVERA’S CHECK BOUNCED. COURT SAID BOTH LK FISHING AND PBCOM ARE JOINTLY LIABLE..
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